Banking

American Banker Fintech covered a range of bank-specific stories, including Citizens Private Bank's growth beyond First Republic's legacy, Regions signaling possible openness to M&A in 2027, Truist's new CEO Mike Lyons and his plans for a turnaround and consumer-business makeover, M&T monitoring the impact of AI agents on deposits, Scotiabank's investment in working capital and liquidity, Morgan Stanley's emphasis on its people amid the AI boom, and a piece on Chase and the housing crisis.

Several newsletters focused on AI's role in banking. Fintech Business Weekly covered Current's proprietary banking core and its move into the AI era, featuring co-founder and CTO Trevor Marshall, as well as a discussion with Modern Treasury's Matt Marcus and Sam Aarons on what a trust bank charter does and doesn't change. Fintech Futures reported on Customers Bank partnering with Palantir to enhance onboarding with AI, Florida's Glades Bank and Trust selecting CSI for core banking ahead of a 2027 debut, TransUnion's UK and Europe leadership appointments, Bank of America being hit with $1.21bn in penalties by US regulators, US credit unions MSUFCU and UFCU planning to merge, and Lloyds naming HSBC's Jane Gilmour as its new CTO. The Signal examined how AI is changing the way customers discover banks and credit unions, while Fintech Takes published a piece titled "An Agent Walks Into a Bank..." Banking Dive Newsletter covered Kraken's parent company eyeing an EU license through a bank acquisition and a piece on trust and network enforcement in AI-era banking.

Other newsletters addressed crypto and agent-driven payments. Connecting the Dots in FinTech reported on Mollie offering €50 million to build banking infrastructure for AI agents. Linas's Newsletter covered JPMorgan shutting AI agents out of Chase while Mercury allowed them in, with AI assistants reportedly recommending Mercury 5 to 1, alongside Stripe bringing Privy wallets to the XRP ledger, where 14.3M agent payments moved $22K. Stack and Story reported that Sberbank cleared crypto trading for December. Athena in the machine covered Korea's AI bank hacks, noting they came in through a "side door."

Finally, Fintech Wrap Up summarized several reports, including the Evident AI Index for Banks, the state of euro stablecoins in 2026, and stablecoin cards as infrastructure for a next $100 billion market.