AI

American Banker Fintech devoted multiple posts to AI's operational and regulatory impact on banks, covering Colony Bank's use of generative AI to shave days off SBA loan approvals, M&T's monitoring of AI agents' impact on deposits, liability risks tied to AI chatbots, the broader question of how AI will impact payments, whether banks should prepare for an "agentic buy button," and Morgan Stanley's emphasis on its people amid the AI boom. Fintech Futures also touched on AI at the institutional level, reporting on Customers Bank's partnership with Palantir to enhance onboarding, alongside a piece on AI and cybersecurity framed as "a five-year-old's guide." Banking Dive Newsletter addressed trust in AI-era banking, describing the network as a new enforcer, while Fintech Business Weekly interviewed Current's co-founder and CTO Trevor Marshall on how the company's proprietary banking core powers its move into the AI era.

Several newsletters focused on AI agents as a distinct theme. Net Interest published "Me and My Agents," and Fintech Takes ran a series including "An Agent Walks Into a Bank...," "Anatomy of an Agentic Transaction," and a piece asking how to verify if an AI agent is acting as a fiduciary. Connecting the Dots in FinTech covered Mollie's €50 million offer to build banking infrastructure for AI agents. Linas's Newsletter was especially active on this topic, covering Stripe CEO Patrick Collison's comments that AI agents will make better products win, Starling Bank's "Sovereign AI" and its dependence on Google and NVIDIA, Ramp building an operating system for AI-native companies, JPMorgan shutting AI agents out of Chase while Mercury let them in (with AI assistants reportedly recommending Mercury five to one), Stripe bringing Privy wallets to the XRP ledger with a reported 14.3M agent payments moving $22K, a guide to hiring a "Grok Bot" as a first AI employee, Revolut building its own Meta Muse and Grok Bot, and FIS building an AI CFO for large companies. Fintech Radar's issue #179 also noted Meta drafting rules for personal