Regulation & Compliance

Last week's Regulation & Compliance coverage included significant attention to prediction markets and crypto derivatives. Bankless covered the SEC's proposed new crypto custody framework for advisers and funds, Coinbase's completion of its U.S. derivatives stack with CFTC approval, an expanded House probe into prediction-market insider trading, shifting dynamics for Kalshi, and states pulling ahead in the prediction market fight.

Stack and Story focused on crypto-related regulatory developments in Europe and beyond, covering Circle and Hyperliquid's lobbying efforts to rewrite MiCA, a regulatory focus on Binance's EU loophole, a loophole in Illinois' crypto tax related to fees, and a Senate report on USDT's presence in an Iran finance web.

American Banker Fintech addressed a range of regulatory filings and policy matters, including the CFTC filing two "swap" definition change rules with the White House, comments from Bowman on eSLR reform's effect on bond market function, a new CDFI information collection proposal that would eliminate race as a criteria, the FDIC's fintech certifications and their relationship to partnership risks, and an MSR accounting proposal creating a standard for recapture.

Banking Dive Newsletter covered bank charter matters, including commentary from a Mercury executive that a charter must be a "top priority" for fintechs pursuing one, and Mission Lane receiving approval for an OCC charter. Fintech Business Weekly covered fraud fighting in the age of AI through a discussion with SEON's Tamas Kadar. Fintech Snark Tank covered the subject of AI governance and human-in-the-loop practices.