Regulation & Compliance

Last week's Regulation & Compliance coverage across fintech newsletters spanned enforcement actions, state and federal policy, and crypto-specific rulemaking. Fintech Business Weekly reported that Colorado sued EarnIn, describing the company's business practices as "Immoral, Unethical, Oppressive and Unscrupulous." American Banker Fintech covered a range of topics, including small firms' reactions to the SBA's new size standards, bank responses to a Chinese hacking campaign, advisor behavior around Roth IRA conversions following the OBBBA, a Florida gambling lawsuit targeting payment processors, a discrimination suit involving a former US Bank executive allowed to proceed by a judge, and state-level elections relevant to banks.

Stablecoin and crypto oversight featured prominently across several outlets. Stack and Story covered Circle's sponsorship of Chelsea following an FCA warning, a CFTC fine of $172K against a former White House staffer, the SEC's custody rule skipping public comment, crypto lobby opposition to stablecoin KYC scope, Thailand's drafting of rules for local crypto ETFs, a lobby group's support for the GENIUS Act's KYC scope, and Circle's bull case skipping the Clarity Act. Connecting the Dots in FinTech reported that the UK gave the Bank of England a new role in stablecoins. Bankless covered the delay of Roman Storm's retrial to April 2027. Fintech Wrap Up referenced reports on stablecoin compliance in 2026, a Revolut report titled "The Dawn of Modern Banking," and a stablecoin playbook.

Additional regulatory and technology items appeared in Banking Dive Newsletter, which covered Treasury's efforts to help financial firms transition to quantum-resistant encryption, and Fintech Futures, which reported that US Bank Investment Services deployed Fenergo's CLM platform.