Lending & Credit

Last week's Lending & Credit coverage included several items on regulatory and legal pressure facing lenders. Fintech Business Weekly reported that Colorado is suing EarnIn, describing the state's characterization of the company's practices as "immoral, unethical, oppressive and unscrupulous." American Banker Fintech covered a related debate on debt relief, publishing a piece arguing that indebted Americans need help rather than restrictions on settlement services. American Banker Fintech also reported on small firms' reactions to the SBA's new size standards, noting that small firms dislike the change while lenders are described as intrigued by it.

Consumer credit products and company performance were also covered. American Banker Fintech wrote about Affirm extending what it called a hot streak and challenging the credit card industry. Connecting the Dots in FinTech covered Affirm's Q4 FY26 results, citing $14.1B in GMV and describing a strong outlook for FY27. Bankless reported on Galaxy unveiling a crypto-backed line of credit service.

Infrastructure and technology topics appeared as well. Fintech Futures reported that Marginalen Bank is moving to Provenir Cloud2 for decisioning automation. Atomic Settlement published a piece titled "You Can Pool a Cost, But Can Pool a Business?" addressing that subject without further detail provided in the title.

Finally, The Fintech Blueprint covered AI-related lending activity, reporting on banks scrambling to lend $10B to Anthropic.