Fintech Newsletter

Payments Culture

Matt Jones

Substack Weekly

How money moves, around the world, and why it matters. Looking at the culture, strategy and trends in fintech and payments.

Recently covered

Recent issues of Payments Culture have covered geopolitical topics including fintech ecosystems in Ukraine and Iran, as well as surcharging practices in New Zealand. The newsletter has also examined emerging trends such as agentic commerce, the role of major payment networks like American Express and Polygon, and the intersection of AI with fintech development.

As of Aug 6, 2026 · AI-generated summary